A small studio for honest money apps

Clear answers about your money. Nothing tracked.

Nettaker makes small, focused finance apps — from your real take-home pay to where your money's headed — with no bank logins, no accounts, and no tracking. Everything is computed on your device.

Meet the apps

The same promise in every app

No bank logins No account, ever No tracking or ads Computed on-device Honest, labelled numbers

Try it right here

See the numbers move

Two quick, honest demos — running entirely in your browser. Nothing you type is sent anywhere.

Nettaker — what's actually yours?

Pick a country and a salary. Watch gross pay resolve into tax, contributions and typical living costs — and what's left.

Verified jurisdiction

take-home a year

Calculated here, on this device

A simplified illustration, computed on your device from bundled 2025–26 models — rounded, and leaving out many credits and regional variations. Verified jurisdictions are the ones the Nettaker app models in full; Estimate ones use an approximate effective rate. Not tax advice.

Cashflow — where's it headed?

You enter the numbers. Drag the planned change across the year and see the forecast bend with it.

Private: nothing here connects to a bank. You type these numbers in yourself — Cashflow never sees your accounts.

In 12 months
Lowest point

Forecast runs here — nothing is sent anywhere

Two apps, one promise

Each does one thing well — and neither one ever asks for your bank password.

Nettaker app icon

Take-home pay & cost of living

Nettaker

See your real take-home pay and what life actually costs — anywhere on Earth — with a breakdown you can actually understand, in the local currency and yours.

  • Income tax for 129 verified countries
  • Cost of living in local prices
  • Compare & rank where you'd keep the most
iPhoneiPadMac

Available now

Cashflow app icon

Forecast & budgeting

Cashflow

See your money today — every account in one number — then forecast exactly where it's headed, day by day, with what-if planning and a heads-up before a low balance hits.

  • Every account → one private number
  • A day-by-day balance forecast
  • What-if planning & cut-costs
iPhoneiPadMac
Coming soon Explore Cashflow
In the works

More finance apps are on the way

Nettaker is becoming a home for small tools that make money clearer — without the surveillance. Same promise every time: your data stays yours, on your device.